Boutique hotel coverage
Connected coverage for a connected operation.
The goal is not more policies. It is fewer blind spots and a program that makes sense as one whole.
01
Property & business income
Protect the physical place and the revenue stream that depends on it.
Often includes
- Buildings and contents
- Business income & extra expense
- Ordinance and law
- Equipment breakdown
02
General & liquor liability
Address the guest-facing exposures created by amenities, events, food and beverage.
Often includes
- Premises and operations
- Liquor liability
- Innkeeper’s liability
- Umbrella / excess
03
Workers’ compensation
Pair statutory protection with attention to the injuries and processes driving cost.
Often includes
- Employee injury coverage
- Housekeeping ergonomics
- Return-to-work planning
- Claims review
04
Cyber & privacy
Prepare for the operational and reputational impact of a guest-data or payment-system event.
Often includes
- Data breach response
- Business interruption
- Social engineering
- Ransomware and recovery
05
Management & employment risk
Protect the decisions and relationships behind the property, not only its physical assets.
Often includes
- Employment practices liability
- Directors & officers
- Crime / fidelity
- Fiduciary liability
The right program is property-specific