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Dana Coates
Strategic Partnerships
[email protected]
615-234-0282

Dana Coates serves as a Strategic Advisor at UWIB Risk & Insurance Solutions, an independent agency with branches in Nashville, Coeur d’Alene, and Los Angeles. Together with his wife, Gina, Dana oversees agency management, operations, and technology. With nearly five decades of industry experience, Dana has held diverse roles, from underwriter to software design partner, and from agency owner to industry association volunteer. He is dedicated to providing practical solutions for
agency and risk management needs.

Gina and Dana Coates, respectively holding positions as President and Director of Strategic Partnerships at UWIB Risk, Inc., met at Dana’s family agency, Ingham, Coates, & Payne. Despite initial doubts from acquaintances, their personal and professional partnership thrived. In 1996, they founded United Western Insurance Brokers, later rebranded as UWIB Risk. Maintaining separate insurance careers until 2004, they cultivated the agency's growth, with Gina leading the Private Client team and Dana overseeing Commercial P&C and Benefits. Today, their agency boasts a
team of over fifteen employees, and they take pride in nurturing each member’s
success through mentorship and support."


News & Insights
  • Published on: September 14, 2025
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    Education

    Scheduling Jewelry, Watches, and Fine Art on Your Insurance Policy

    As a potential client navigating the world of insurance, you may find the specifics of scheduling valuable items like jewelry, watches, and fine art a bit overwhelming. However, understanding how to properly insure these significant assets is crucial not only for your peace of mind but also for protecting your investments. This article aims to demystify the process of scheduling personal property on your insurance policy, providing you with essential knowledge to make informed decisions....Read More
  • Published on: September 14, 2025
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    Education

    How to Build a Home Inventory for Insurance Claims

    When it comes to protecting your home and assets, having a comprehensive home inventory is essential. A well-documented inventory not only aids in the insurance claims process but also ensures that you are fully aware of your possessions' value. Read More
  • Published on: September 14, 2025
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    Education

    Understanding Umbrella Insurance Policies: Your Comprehensive Guide

    In today's litigious society, having insurance is not just a good idea; it is a necessity. As you navigate your insurance options, you may have come across the term "umbrella insurance." But what exactly is it? Read More
  • Published on: August 2, 2025
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    Education

    Risk Management: Why Being Proactive Pays Off in Insurance

    In the world of insurance, a proactive mindset is your best friend. This forward-thinking approach is known as loss control—a set of everyday habits that help minimize risks before they turn into costly problems. Think of it as routine maintenance for your life or business.Read More
  • Published on: August 2, 2025
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    Education

    7 Emerging Business Risks in 2025—and the Insurance to Match

    The business risk landscape is evolving rapidly—from cybercrime and climate disruptions to AI liability and employment lawsuits. Small and midsize business owners can no longer treat insurance as a checkbox. This guide breaks down seven of the most pressing risks in 2025, what to ask clients or teams, and what coverage options to consider before trouble hits.Read More
  • Published on: April 30, 2025
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    Opinion

    The 2030 Insurance Agency: Where Humans and Machines Build Revenue Together

    By 2030, the insurance agency benchmark won’t just measure human output — it will reflect the combined power of people and AI. As automation handles the busywork, the real value of your team will lie in strategic thinking, emotional intelligence, and creative problem-solving.Read More
  • Published on: April 24, 2025
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    Education

    Get Ready: Workers’ Comp Rates Are Likely Going Up Across The Country

    Brace yourselves, business owners: workers’ compensation insurance rates are on the rise nationwide. While California is anticipating an 11% increase this fall, similar trends are emerging across the country.Read More
  • Published on: April 21, 2025
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    Education

    Essential Insurance Coverages for Contractors

    Contractors face a unique set of risks daily, from job site accidents to property damage. Having the right insurance coverage is crucial to protect your business, employees, and clients. Here's a breakdown of essential insurance types every contractor should consider:​Read More