David Murphy
Account Executive
[email protected]
951-462-2405
David Murphy brings over a decade of hands-on insurance experience to the UWIB team, with a sharp focus on helping individuals and business owners make smart, informed decisions about their coverage. Based in San Diego, David’s roots run deep in the community — but his perspective is wide-reaching, shaped by a strong educational foundation from San Diego State University and a career marked by continuous professional development.
Known for his attentive ear and insightful questions, David has a talent for translating complex insurance concepts into clear, actionable options. Whether he’s guiding a first-time homeowner through policy details or helping a business mitigate risk, David’s goal is always the same: to reduce friction, build trust, and deliver value.
Outside of work, David is a proud father, a dedicated community volunteer, and a fierce competitor on the pickleball court. He brings the same energy and commitment to his clients as he does to every aspect of his life.
News & Insights
- Published on: September 25, 2025Education
Annual Business Insurance Review Checklist: Essential Steps for Protection
As a business owner, ensuring that your company is adequately protected is crucial. Regularly reviewing your insurance coverage not only shields your business from potential risks but also helps you stay compliant with state regulations and industry requirements. An annual business insurance review checklist can serve as an invaluable tool to ensure that you are fully maximizing your coverage while minimizing exposure....Read More - Published on: September 23, 2025Education
Wage & Hour Risk: What Insurance Can and Can’t Do
In an ever-evolving labor market, employers face significant exposure to wage and hour risks. With the complexity of labor laws and regulations, companies can inadvertently find themselves on the wrong side of compliance, leading to costly litigation and settlements. Understanding the boundaries of insurance coverage in addressing these risks is crucial for business owners seeking to protect their assets and interests....Read More - Published on: September 19, 2025Education
Post-Incident Review Template for Safety Committees
In the ever-evolving landscape of workplace safety, conducting effective post-incident reviews is paramount. These reviews not only serve as a pivotal part of the overall safety process but also help organizations learn from incidents, improve protocols, and foster a culture of safety.Read More - Published on: September 19, 2025Education
Electric Vehicle Insurance: What’s Different?
The automotive landscape is evolving quickly, with electric vehicles (EVs) taking center stage as a sustainable alternative to traditional gas-powered cars. As more consumers opt for these environmentally friendly vehicles, it's essential to understand how their insurance needs differ from conventional automobiles. Whether you're an insurance novice or a potential EV owner, this guide highlights the key factors that set electric vehicle insurance apart....Read More - Published on: September 18, 2025Education
Understanding Classic and Collector Car Insurance Basics
Classic and collector cars are more than just vehicles; they embody a story, a passion, and often, a substantial financial investment. As interest in these vehicles continues to grow, so does the importance of understanding how to properly insure them. Classic car insurance is a specialized form of coverage specifically designed to protect these unique automobiles and ensure that they are valued appropriately....Read More - Published on: September 17, 2025Education
Rideshare Coverage Gaps: How to Identify and Fix Them
Ridesharing services like Uber and Lyft have transformed the way we commute, offering convenience and flexibility. However, many drivers unaware of the nuances of insurance coverage may find themselves exposed to gaps that can lead to significant financial liability. Recognizing and addressing these coverage gaps is crucial for protecting both drivers and passengers....Read More - Published on: September 16, 2025Education
Teen Drivers: Costs, Discounts, and Safety Tips
Navigating the world of car insurance can be overwhelming, especially for families with teen drivers. The combination of youth and inexperience often results in higher insurance premiums, and understanding the costs associated with insuring a young driver is crucial for parents. Moreover, knowing about available discounts and implementing safety measures can significantly mitigate both financial and physical risks. This article will break down the costs, highlight potential discounts, and offer vital safety tips for teen drivers....Read More - Published on: September 14, 2025Education
Scheduling Jewelry, Watches, and Fine Art on Your Insurance Policy
As a potential client navigating the world of insurance, you may find the specifics of scheduling valuable items like jewelry, watches, and fine art a bit overwhelming. However, understanding how to properly insure these significant assets is crucial not only for your peace of mind but also for protecting your investments. This article aims to demystify the process of scheduling personal property on your insurance policy, providing you with essential knowledge to make informed decisions....Read More
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