When you're figuring out the value of your property, it's crucial to know why you need that valuation in the first place. This is because the reason behind the valuation affects how it's done. When we as insurance brokers work with our clients, our focus is always going to be on the construction cost, as opposed to the market value. Let’s break down the difference between these two types of valuation.Read More

You might be asking yourself, why would you want to freeze your credit? Well, I have a monitoring service through my bank, Chase. It alerts me if my personal information has been compromised. I learned that it had. Read More

For property owners, certain times of year are better than others for planning and preparing for the months ahead. Embracing a proactive approach to property maintenance can not only enhance the value of your investment, regardless of the month in which you start your annual program. By following a standard, you’ll ensure the safety and comfort of your tenants. Here are some potentially helpful tips to keep your property in top shape all year round.Read More

When it comes to managing your insurance needs, there's a secret weapon that can simplify your life and boost your savings: bundling your home and auto insurance policies. Whether you're a seasoned homeowner or a new car owner, combining these policies can offer significant advantages. Let's dive into the benefits of bundling, including potential discounts, streamlined payments, and simplified claims processes. We'll also share real-life scenarios where customers saved money and found peace of mind with comprehensive coverage.Read More

In a world where unexpected disruptions can halt business operations overnight, safeguarding your enterprise with comprehensive business interruption insurance is more crucial than ever. Whether it's a natural disaster, a cyberattack, or a pandemic, recent global events have highlighted the vulnerability of businesses to unforeseen interruptions. So, what exactly is business interruption insurance, and why is it essential for your business?Read More

Running a business is a thrilling adventure, but it's not without its challenges. One unexpected mishap can turn your dreams into a financial nightmare. That's where general liability insurance comes in, offering a safety net that every business should have. As we navigate 2024, here are the top five reasons why your business needs general liability insurance.Read More

The recent fire in Coeur d’Alene, Idaho, which resulted in the loss of millions of dollars worth of law enforcement equipment and vehicles, is a stark reminder of the critical importance of effective risk management and comprehensive insurance coverage. As professionals in the risk management and insurance industry, we are deeply concerned by the apparent lapses that led to such a significant loss.Read More

What is BI insurance? BI insurance replaces business income when a covered cause affects operations. BI policies are complex and when the worst happens, calculating the loss of business income can be challenging. Read More