logo
safecologo
SAFECO, a Liberty Mutual Company
moves to reduce market share in Western States.
Click here to learn more
we only partner with the best
See what our clients are saying
Leave us a Review
Can't begin to say how grateful I am for Josh and the UWIB team! They were incredibly fast, responsive and helpful in getting us quotes and new policies when we needed them on the quick — both for commercial and residential! We'll be planning to use them for other needs as they arise.
Casey W.
Client since 2021
Alicia is the best. Always does what she says and follows through. She is a great testimony of how an employee should be. Very knowledgeable too.
Harold R.
Client since 2013
Eric is extremely responsive and diligent. I trust his opinion and support.
Iliana
Client since 2015
Excellent service and attention to detail. UWIB holds their clients' needs in high regard.
Brian B.
Client since 2017
News & Insights
  • Published on: September 17, 2025
    Blog featured image
    Education

    Rideshare Coverage Gaps: How to Identify and Fix Them

    Ridesharing services like Uber and Lyft have transformed the way we commute, offering convenience and flexibility. However, many drivers unaware of the nuances of insurance coverage may find themselves exposed to gaps that can lead to significant financial liability. Recognizing and addressing these coverage gaps is crucial for protecting both drivers and passengers....Read More
  • Published on: September 16, 2025
    Blog featured image
    Education

    Teen Drivers: Costs, Discounts, and Safety Tips

    Navigating the world of car insurance can be overwhelming, especially for families with teen drivers. The combination of youth and inexperience often results in higher insurance premiums, and understanding the costs associated with insuring a young driver is crucial for parents. Moreover, knowing about available discounts and implementing safety measures can significantly mitigate both financial and physical risks. This article will break down the costs, highlight potential discounts, and offer vital safety tips for teen drivers....Read More
  • Published on: September 14, 2025
    Blog featured image
    Education

    Scheduling Jewelry, Watches, and Fine Art on Your Insurance Policy

    As a potential client navigating the world of insurance, you may find the specifics of scheduling valuable items like jewelry, watches, and fine art a bit overwhelming. However, understanding how to properly insure these significant assets is crucial not only for your peace of mind but also for protecting your investments. This article aims to demystify the process of scheduling personal property on your insurance policy, providing you with essential knowledge to make informed decisions....Read More
  • Published on: September 14, 2025
    Blog featured image
    Education

    How to Build a Home Inventory for Insurance Claims

    When it comes to protecting your home and assets, having a comprehensive home inventory is essential. A well-documented inventory not only aids in the insurance claims process but also ensures that you are fully aware of your possessions' value. Read More
  • Published on: September 14, 2025
    Blog featured image
    Education

    Understanding Umbrella Insurance Policies: Your Comprehensive Guide

    In today's litigious society, having insurance is not just a good idea; it is a necessity. As you navigate your insurance options, you may have come across the term "umbrella insurance." But what exactly is it? Read More
  • Published on: August 2, 2025
    Blog featured image
    Education

    Risk Management: Why Being Proactive Pays Off in Insurance

    In the world of insurance, a proactive mindset is your best friend. This forward-thinking approach is known as loss control—a set of everyday habits that help minimize risks before they turn into costly problems. Think of it as routine maintenance for your life or business.Read More
  • Published on: August 2, 2025
    Blog featured image
    Education

    7 Emerging Business Risks in 2025—and the Insurance to Match

    The business risk landscape is evolving rapidly—from cybercrime and climate disruptions to AI liability and employment lawsuits. Small and midsize business owners can no longer treat insurance as a checkbox. This guide breaks down seven of the most pressing risks in 2025, what to ask clients or teams, and what coverage options to consider before trouble hits.Read More
  • Published on: April 30, 2025
    Blog featured image
    Opinion

    The 2030 Insurance Agency: Where Humans and Machines Build Revenue Together

    By 2030, the insurance agency benchmark won’t just measure human output — it will reflect the combined power of people and AI. As automation handles the busywork, the real value of your team will lie in strategic thinking, emotional intelligence, and creative problem-solving.Read More