logo
safecologo
SAFECO, a Liberty Mutual Company
moves to reduce market share in Western States.
Click here to learn more
we only partner with the best
See what our clients are saying
Leave us a Google Review
Can't begin to say how grateful I am for Josh and the UWIB team! They were incredibly fast, responsive and helpful in getting us quotes and new policies when we needed them on the quick — both for commercial and residential! We'll be planning to use them for other needs as they arise.
Casey W.
Client since 2021
Eric is extremely responsive and diligent. I trust his opinion and support.
Iliana
Client since 2015
I really appreciated Christa following us extremely closely to remind and assist us in renewing our CTC Nonprofit clinic’s Director and Officers liability and EPLI insurance policies. She was extremely informative, helpful, resourceful, efficient, understanding, and accommodating.
Brian
Client since 2019
News & Insights
  • Published on: October 28, 2025
    Blog featured image
    Education

    Understanding Participant Waivers and Liability in Fitness Studios and Gyms

    In the bustling world of fitness, where studios and gyms continuously strive to provide safe and engaging environments for their clients, understanding the legal landscape surrounding participant waivers and liability is paramount. Whether you are a fitness enthusiast or an aspiring gym owner, grasping the essentials of liability waivers can protect your interests and ensure a smooth operation.Read More
  • Published on: October 27, 2025
    Blog featured image
    Education

    Personal Cyber Insurance: A Necessity for Families and Executives

    In today's digital landscape, the importance of protecting personal information cannot be overstated. Families and high-profile executives face unprecedented risks, including identity theft, cyberbullying, data breaches, and cyber extortion...Read More
  • Published on: October 26, 2025
    Blog featured image
    Education

    Understanding Small Business Cyber Coverage Basics

    In today’s digital landscape, small businesses are increasingly vulnerable to cyber attacks. As online threats grow in sophistication and frequency, understanding the basics of cyber insurance becomes essential for safeguarding your business. Cyber coverage is not just a luxury; it has become a necessity for organizations of every size....Read More
  • Published on: October 27, 2025
    Blog featured image
    Education

    Certificates of Insurance (COIs): What Clients Actually Need

    In today's dynamic business landscape, ensuring that you are adequately protected while engaging with contractors or service providers is paramount. One essential tool that clients, particularly those who may be newcomers to the insurance landscape, should familiarize themselves with is the Certificate of Insurance (COI)...Read More
  • Published on: October 18, 2025
    Blog featured image
    Education

    Understanding Per-Project Aggregate vs. Per-Location Aggregate in Insurance

    When navigating the insurance landscape, particularly for businesses in the construction and contracting industries, understanding the differences between per-project aggregate and per-location aggregate coverage is crucial. Both options are designed to limit the liability exposure for different projects or physical locations, but they operate in fundamentally different ways....Read More
  • Published on: October 16, 2025
    Blog featured image
    Education

    Navigating Premises Liability and Seasonal Staffing Risks in Retail

    As the retail landscape evolves, the seasonal surge in customer traffic, especially during holidays and promotional events, poses unique challenges and responsibilities for retailers. Alongside the benefits of increased sales, this busy period brings heightened premises liability and staffing risks. Understanding these factors is crucial for business owners, especially those who may be new to the insurance landscape or operating their first store. Let’s explore how premises liability impacts retail operations and the specific risks associated with seasonal staffing....Read More
  • Published on: October 14, 2025
    Blog featured image
    Education

    Loss Control Visits: What to Expect and How to Prepare

    Navigating the world of insurance can often feel daunting, especially for those new to the process. One essential component of risk management that every insurance novice should be aware of is the loss control visit. This process is a cornerstone of proactive risk reduction strategies employed by many insurance companies. Understanding what to expect during a loss control visit and how to prepare can greatly enhance the experience and outcomes for your business....Read More
  • Published on: October 13, 2025
    Blog featured image
    Education

    Business Owner’s Policy (BOP) vs. Standalone Policies: Making the Right Choice for Your Business

    Navigating the world of business insurance can be daunting, especially for new entrepreneurs or small business owners. One critical decision they face is whether to opt for a Business Owner’s Policy (BOP) or to invest in standalone policies. Understanding the differences and advantages of each can not only safeguard your enterprise but also ensure that your resources are utilized effectively....Read More