You might be asking yourself, why would you want to freeze your credit?

Well, I have a monitoring service through my bank, Chase. It alerts me if my personal information has been compromised. I learned that it had. 

The suggested action following such a discovery is to change passwords and freeze credit reports. A credit report freeze is free and easy. Here are instructions on how to do it.

There is no single app that allows you to place a credit freeze on all three major credit bureaus (Equifax, TransUnion, and Experian) simultaneously. You need to contact each bureau individually to freeze your credit.

Here's how you can freeze your credit with each bureau:

1. Equifax: Call 800-349-9960 or use their website.

2. Experian: Use their website or call 888-397-3742.

3. TransUnion: Call 888-909-8872 or use their website.

The quickest way to freeze your credit is typically online through your profile with each credit bureau. You'll need to provide personal information such as your Social Security number, date of birth, and address.

While there's no all-in-one app, each bureau may have its own app or online portal where you can manage your credit freeze. For example, TransUnion offers a paid subscription service called TransUnion Credit Monitoring that allows you to lock and unlock your TransUnion and Equifax credit reports through their website or mobile app.

Remember, freezing your credit is free and doesn't affect your credit score. It's an effective way to protect against identity theft and fraud.