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Gina Coates
President & Sr. Executive
[email protected]
626-204-6991

Gina, a California native, embarked on her insurance career right after high school, leveraging her innate people skills and knack for learning to thrive as an insurance agent. Joining Dana's family agency Ingham, Coates, & Payne, she hit it off with Dana immediately. In efforts to avoid a conflict of interest she transitioned to C.G. Anderson & Associates and Bolton & Company, specializing in Risk Consulting for affluent families. Together, Gina and Dana became official partners in 2004 when they co-founded UWIB, a successful enterprise with over 15 employees.

Now, Gina stands as the President and owner of United Western Insurance Brokers, celebrated for its status as a woman and minority-owned enterprise. She also holds the majority ownership in UWIBRisk, Inc., located in Nashville, TN. Gina’s passions extend beyond her professional achievements. She treasures traveling and working out with Dana and finds joy in hiking, shopping, and spending time with animals. However, her number one hobby is spending quality time with their three grandchildren, two girls and a boy, which brings her immense joy. Gina and Dana share their time between Los Angeles and Nashville, contributing to making UWIB one of the leading agencies in the country.

News & Insights
  • Published on: June 26, 2026
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    Education

    What We're Seeing in Small and Mid-Sized Businesses in 2026

    After nearly five decades in business, and after working with family-owned companies, entrepreneurs, and organizations of every size, I've learned that every year brings a new set of challenges. Some years it's the economy. Some years it's technology. And some years it's simply uncertainty.Read More
  • Published on: June 26, 2026
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    Education

    Putting Our Strongest People in Positions to Win

    Over the years, I've come to appreciate that one of the hardest parts of leadership is recognizing that not everyone contributes at the same level. I wish that weren't true, but experience has taught me otherwise. Some people consistently solve problems, take ownership, and move the organization forward. Others struggle, sometimes because they need coaching, and sometimes because they're simply in the wrong role. I've learned that pretending everyone performs equally isn't kindness. It usually creates frustration for the people carrying the heaviest load.Read More
  • Published on: June 23, 2026
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    Education

    What Happens When Technology Serves People Instead of the Other Way Around?

    For much of my career, technology has promised to make work easier. Sometimes it has. Sometimes it has simply moved the work around. But over the past couple of years, we’ve been approaching artificial intelligence differently. Read More
  • Published on: June 17, 2026
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    Education

    Why Good Leaders Must Eventually Become Less Important

    There’s a hard truth about business ownership that I’ve been working through personally over the past few years. If my company cannot grow without me being directly involved in most decisions, client relationships, and day-to-day execution, then I don’t really have a scalable organization. I’ve simply created a job. It may not even be a particularly good-paying one. It’s just a job that still depends on me for it to function. I know this because I’ve lived it. Read More
  • Published on: April 11, 2026
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    Education

    Cyber Incident Tabletop Exercise: A Comprehensive Outline

    In today's digital landscape, organizations face an increasing number of cyber threats. Cyber incidents, ranging from data breaches to ransomware attacks, can disrupt operations, damage reputations, and lead to significant financial losses...Read More
  • Published on: March 31, 2026
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    Education

    Why Gig-Economy Businesses Still Need Workers’ Compensation Insurance (Even If You Only Hire Helpers “As Needed”)

    If you run a small business that looks more like the gig economy than a traditional company, you’re probably thinking the same thing a lot of owners do: “I don’t have full-time W-2 employees, so why do I need workers’ comp?”Read More
  • Published on: March 16, 2026
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    EducationOpinion

    Insurance Renewal Mistakes: Why Submitting Quotes Through Multiple Agents Often Backfires

    When it comes time to renew insurance, many business owners make the same well intentioned mistake. They send their insurance information to multiple agents or brokers, believing this will create competition, uncover better pricing, and keep everyone honest. Read More
  • Published on: February 2, 2026
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    Education

    Understanding Liquor Liability Insurance for Restaurants and Event Venues

    In the thriving world of restaurants and event venues, serving alcohol can be an enticing way to enhance customer experiences and boost profits. However, this offering also brings with it significant responsibilities and potential liabilities...Read More