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Gina Coates
President & Sr. Executive
[email protected]
626-204-6991

Gina, a California native, embarked on her insurance career right after high school, leveraging her innate people skills and knack for learning to thrive as an insurance agent. Joining Dana's family agency Ingham, Coates, & Payne, she hit it off with Dana immediately. In efforts to avoid a conflict of interest she transitioned to C.G. Anderson & Associates and Bolton & Company, specializing in Risk Consulting for affluent families. Together, Gina and Dana became official partners in 2004 when they co-founded UWIB, a successful enterprise with over 15 employees.

Now, Gina stands as the President and owner of United Western Insurance Brokers, celebrated for its status as a woman and minority-owned enterprise. She also holds the majority ownership in UWIBRisk, Inc., located in Nashville, TN. Gina’s passions extend beyond her professional achievements. She treasures traveling and working out with Dana and finds joy in hiking, shopping, and spending time with animals. However, her number one hobby is spending quality time with their three grandchildren, two girls and a boy, which brings her immense joy. Gina and Dana share their time between Los Angeles and Nashville, contributing to making UWIB one of the leading agencies in the country.

News & Insights
  • Published on: February 11, 2025
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    Education

    Independent Contractors vs. Employees: Understanding Liability & Risk

    Think hiring independent contractors relieves you of liability? Think again. Courts often redefine these relationships, sometimes in costly waysRead More
  • Published on: February 11, 2025
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    Education

    Towing Industry Insurance: What You Need to Know

    If you're in the towing industry, you know that every day on the road presents unique challenges. From recovering stranded vehicles to transporting heavy loads, your business operates in high-risk environments. That’s why having the right towing insurance is essential—not just to comply with regulations but to protect your company from costly claims.Read More
  • Published on: February 6, 2025
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    Education

    How Dirt Haulers Cut Insurance Costs and Avoid Costly Pitfalls

    When you run a dirt hauling operation, you know that keeping costs down while protecting your business is a constant battle. The trucking industry is changing, and dump truck operators face risks that go beyond what most insurance programs account for. The problem? Most policies aren’t built for your unique needs, and that means you’re likely overpaying—or worse, under protected.Read More
  • Published on: February 5, 2025
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    Education

    Is Your Home Properly Insured? Common Coverage Gaps Homeowners Overlook

    Your home is likely one of your biggest investments, but is it fully protected? Many homeowners assume their insurance policy has them covered for all possible scenarios—until disaster strikes and they find out otherwise. Understanding common coverage gaps can help you avoid unexpected financial burdens and ensure you have the right protection in place.Read More
  • Published on: February 4, 2025
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    Education

    Is Your Business Prepared for a Cyberattack? Why Cyber Liability Insurance is a Must in 2025

    In today's digital landscape, cyber threats are escalating at an alarming rate. In the third quarter of 2024, organizations experienced an average of 1,876 cyberattacks per week—a staggering 75% increase compared to the same period in 2023.Read More
  • Published on: January 22, 2025
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    Education

    Leveraging Technology: How Independent Agencies Can Help Clients Adapt to the Digital Transformation in Insurance

    The insurance industry is in the middle of a digital revolution, with innovations like artificial intelligence (AI), digital platforms, and advanced analytics reshaping the landscape. For clients, these changes present both opportunities and challenges. Independent insurance agencies have a unique role in helping clients navigate these shifts, ensuring they make informed decisions and benefit from the latest tools without the stress of adapting alone.Read More
  • Published on: January 16, 2025
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    Opinion

    Luxury Is Freedom, Not Excess

    Luxury. The word itself often conjures images of mansions with gilded chandeliers, yachts cruising into the horizon, or wardrobes bursting with designer labels. But if we take a step back, strip away the glitter, and look deeper, we realize that luxury doesn’t have to mean excess. Instead, true luxury is a life lived with intention, balance, and freedom.Read More
  • Published on: January 16, 2025
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    News

    Navigating Insurance During Southern California’s Wildfire Crisis

    The wildfires sweeping through Southern California are a grim reminder of how quickly disaster can strike, upending lives and destroying homes, businesses, and communities. The Palisades Fire and Eaton Fire, which have together ravaged tens of thousands of acres and claimed lives, underline the critical importance of preparedness—both in terms of personal safety and financial security.Read More