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Gina Coates
President & Sr. Executive
[email protected]
626-204-6991

Gina, a California native, embarked on her insurance career right after high school, leveraging her innate people skills and knack for learning to thrive as an insurance agent. Joining Dana's family agency Ingham, Coates, & Payne, she hit it off with Dana immediately. In efforts to avoid a conflict of interest she transitioned to C.G. Anderson & Associates and Bolton & Company, specializing in Risk Consulting for affluent families. Together, Gina and Dana became official partners in 2004 when they co-founded UWIB, a successful enterprise with over 15 employees.

Now, Gina stands as the President and owner of United Western Insurance Brokers, celebrated for its status as a woman and minority-owned enterprise. She also holds the majority ownership in UWIBRisk, Inc., located in Nashville, TN. Gina’s passions extend beyond her professional achievements. She treasures traveling and working out with Dana and finds joy in hiking, shopping, and spending time with animals. However, her number one hobby is spending quality time with their three grandchildren, two girls and a boy, which brings her immense joy. Gina and Dana share their time between Los Angeles and Nashville, contributing to making UWIB one of the leading agencies in the country.

News & Insights
  • Published on: June 16, 2025
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    Education

    Risk Management: Why Being Proactive Pays Off in Insurance

    In the world of insurance, a proactive mindset is your best friend. This forward-thinking approach is known as loss control—a set of everyday habits that help minimize risks before they turn into costly problems. Think of it as routine maintenance for your life or business.Read More
  • Published on: June 12, 2025
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    Education

    7 Emerging Business Risks in 2025—and the Insurance to Match

    The business risk landscape is evolving rapidly—from cybercrime and climate disruptions to AI liability and employment lawsuits. Small and midsize business owners can no longer treat insurance as a checkbox. This guide breaks down seven of the most pressing risks in 2025, what to ask clients or teams, and what coverage options to consider before trouble hits.Read More
  • Published on: April 30, 2025
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    Opinion

    The 2030 Insurance Agency: Where Humans and Machines Build Revenue Together

    By 2030, the insurance agency benchmark won’t just measure human output — it will reflect the combined power of people and AI. As automation handles the busywork, the real value of your team will lie in strategic thinking, emotional intelligence, and creative problem-solving.Read More
  • Published on: April 24, 2025
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    Education

    Get Ready: Workers’ Comp Rates Are Likely Going Up Across The Country

    Brace yourselves, business owners: workers’ compensation insurance rates are on the rise nationwide. While California is anticipating an 11% increase this fall, similar trends are emerging across the country.Read More
  • Published on: April 21, 2025
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    Education

    Essential Insurance Coverages for Contractors

    Contractors face a unique set of risks daily, from job site accidents to property damage. Having the right insurance coverage is crucial to protect your business, employees, and clients. Here's a breakdown of essential insurance types every contractor should consider:​Read More
  • Published on: April 9, 2025
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    Education

    What Kind of Insurance Does a Coffee Shop Need?

    Owning a coffee shop is like living out a cozy dream—pouring lattes, greeting regulars, and building a community. But behind the scenes, it’s also a real business with real risks. From hot coffee spills to equipment breakdowns, a small mishap could lead to a big financial headache. That’s where insurance comes in! Whether you're just opening your first café or expanding your coffee empire, here’s a breakdown of essential insurance coverages to keep your coffee business brewing safelyRead More
  • Published on: April 4, 2025
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    Education

    Why Accountants Need Insurance (Even If Their Math Is Always Right)

    As an accountant, your superpower is keeping financial chaos in check. You're the calm in the tax-season storm, the expert clients rely on when numbers just won’t behave. But even the most precise professionals can hit an unexpected snag. That's where accountants' insurance steps in—to make sure one small misstep doesn't turn into a financial disaster.Read More
  • Published on: April 3, 2025
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    Education

    Medical Office Insurance: The Unsung Hero of Your Healthcare Practice

    Running a medical office is like juggling scalpels—it's a delicate balance where one slip can lead to a mess. While your focus is on patient care, it's crucial not to overlook the health of your practice itself. That's where medical office insurance comes into play, acting as the safety net for those unforeseen tumbles.Read More