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Gina Coates
President & Sr. Executive
[email protected]
626-204-6991

Gina, a California native, embarked on her insurance career right after high school, leveraging her innate people skills and knack for learning to thrive as an insurance agent. Joining Dana's family agency Ingham, Coates, & Payne, she hit it off with Dana immediately. In efforts to avoid a conflict of interest she transitioned to C.G. Anderson & Associates and Bolton & Company, specializing in Risk Consulting for affluent families. Together, Gina and Dana became official partners in 2004 when they co-founded UWIB, a successful enterprise with over 15 employees.

Now, Gina stands as the President and owner of United Western Insurance Brokers, celebrated for its status as a woman and minority-owned enterprise. She also holds the majority ownership in UWIBRisk, Inc., located in Nashville, TN. Gina’s passions extend beyond her professional achievements. She treasures traveling and working out with Dana and finds joy in hiking, shopping, and spending time with animals. However, her number one hobby is spending quality time with their three grandchildren, two girls and a boy, which brings her immense joy. Gina and Dana share their time between Los Angeles and Nashville, contributing to making UWIB one of the leading agencies in the country.

News & Insights
  • Published on: January 16, 2025
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    Opinion

    Luxury Is Freedom, Not Excess

    Luxury. The word itself often conjures images of mansions with gilded chandeliers, yachts cruising into the horizon, or wardrobes bursting with designer labels. But if we take a step back, strip away the glitter, and look deeper, we realize that luxury doesn’t have to mean excess. Instead, true luxury is a life lived with intention, balance, and freedom.Read More
  • Published on: January 16, 2025
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    News

    Navigating Insurance During Southern California’s Wildfire Crisis

    The wildfires sweeping through Southern California are a grim reminder of how quickly disaster can strike, upending lives and destroying homes, businesses, and communities. The Palisades Fire and Eaton Fire, which have together ravaged tens of thousands of acres and claimed lives, underline the critical importance of preparedness—both in terms of personal safety and financial security.Read More
  • Published on: January 16, 2025
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    News

    State Farm Bows Out of Super Bowl Advertising Amid California Insurance Market Upheaval

    State Farm’s announcement that it will forego advertising during the 59th Super Bowl has sparked intrigue across the industry. The company cites a desire to prioritize customer assistance during tough times—a noble sentiment on the surface. However, this decision coincides with sweeping policy non-renewals and dramatic rate hikes in California, painting a more complex picture of the insurer’s motivations.Read More
  • Published on: January 14, 2025
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    Education

    Understanding Additional Living Expense (ALE) Coverage: What It Is—and What It Isn’t

    Experiencing the total loss of your home in a disaster, such as a wildfire, is devastating. As you begin to rebuild your life, it’s natural to turn to your homeowners’ insurance policy for support. One key component of this policy is Additional Living Expense (ALE) coverage, designed to help you manage the increased cost of living after being displaced from your home.Read More
  • Published on: January 13, 2025
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    Education

    Recent Developments in California's Home Insurance Amid Wildfire Risks

    California's picturesque landscapes come with a fiery downside: wildfires. In recent years, these natural disasters have intensified, leading to significant challenges for homeowners seeking insurance coverage. Let's delve into the evolving home insurance landscape in California and explore how you can navigate these fiery waters.Read More
  • Published on: January 10, 2025
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    Education

    You’re Not Alone: Navigating Natural Disasters Together

    Facing a natural disaster is never easy, but you don’t have to do it alone. In times of crisis, support and resources are vital to help you and your family overcome challenges and rebuild stronger than ever. Whether you need immediate assistance, guidance on recovery, or emotional support, there’s help available every step of the way.Read More
  • Published on: January 9, 2025
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    Education

    The Expanding Scope of PFAS Litigation: What It Means for Your Business

    Lawsuits involving per- and polyfluoroalkyl substances (PFAS), also known as “forever chemicals,” are reshaping industries as we know them. These cases now extend beyond chemical manufacturers to include a wide array of industries such as cosmetics, packaging, and food chains.Read More
  • Published on: January 13, 2025
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    Education

    What to Do If You Lose Your Home: Practical Tips for Navigating Insurance and Recovery

    The loss of a home is a devastating event, but with the right steps, you can navigate the recovery process more smoothly. Having worked through this process with friends, family, and clients, I can confidently share these practical tips to help guide you during this challenging time.Read More