Josh, a Tennessee resident with a degree in Communication from Seattle Pacific University, began his insurance career at Allstate, gaining hands-on underwriting experience and advanced training at the company’s national headquarters.
In 2016, he joined UWIB to lead operations in the Pacific Northwest and later became Co-Founder of UWIB Risk & Insurance Solutions, now headquartered in Franklin, TN. Today, he co-leads the company with Eric Schirding, driving growth and innovation.
Josh's passion for specialty coffee, developed during his time at Intelligentsia Coffee & Tea in Chicago and Milstead & Co. in Seattle, initially led him to specialize in risk management for the coffee industry—an expertise that has since expanded across multiple sectors. With a strong background in athletics and deep connections in various industries, he brings dynamic leadership and strategic vision to UWIB’s continued success.
Outside of work, Josh is married and a devoted father of three. He is an avid hunter who enjoys the outdoors and the challenges of the sport. His love for family, adventure, and competition fuels his commitment to building strong relationships, both personally and professionally.
- Published on: September 18, 2025Education
Understanding Classic and Collector Car Insurance Basics
Classic and collector cars are more than just vehicles; they embody a story, a passion, and often, a substantial financial investment. As interest in these vehicles continues to grow, so does the importance of understanding how to properly insure them. Classic car insurance is a specialized form of coverage specifically designed to protect these unique automobiles and ensure that they are valued appropriately....Read More - Published on: September 17, 2025Education
Rideshare Coverage Gaps: How to Identify and Fix Them
Ridesharing services like Uber and Lyft have transformed the way we commute, offering convenience and flexibility. However, many drivers unaware of the nuances of insurance coverage may find themselves exposed to gaps that can lead to significant financial liability. Recognizing and addressing these coverage gaps is crucial for protecting both drivers and passengers....Read More - Published on: September 16, 2025Education
Teen Drivers: Costs, Discounts, and Safety Tips
Navigating the world of car insurance can be overwhelming, especially for families with teen drivers. The combination of youth and inexperience often results in higher insurance premiums, and understanding the costs associated with insuring a young driver is crucial for parents. Moreover, knowing about available discounts and implementing safety measures can significantly mitigate both financial and physical risks. This article will break down the costs, highlight potential discounts, and offer vital safety tips for teen drivers....Read More - Published on: September 14, 2025Education
Scheduling Jewelry, Watches, and Fine Art on Your Insurance Policy
As a potential client navigating the world of insurance, you may find the specifics of scheduling valuable items like jewelry, watches, and fine art a bit overwhelming. However, understanding how to properly insure these significant assets is crucial not only for your peace of mind but also for protecting your investments. This article aims to demystify the process of scheduling personal property on your insurance policy, providing you with essential knowledge to make informed decisions....Read More - Published on: September 14, 2025Education
How to Build a Home Inventory for Insurance Claims
When it comes to protecting your home and assets, having a comprehensive home inventory is essential. A well-documented inventory not only aids in the insurance claims process but also ensures that you are fully aware of your possessions' value. Read More - Published on: September 14, 2025Education
Understanding Umbrella Insurance Policies: Your Comprehensive Guide
In today's litigious society, having insurance is not just a good idea; it is a necessity. As you navigate your insurance options, you may have come across the term "umbrella insurance." But what exactly is it? Read More - Published on: August 2, 2025Education
Risk Management: Why Being Proactive Pays Off in Insurance
In the world of insurance, a proactive mindset is your best friend. This forward-thinking approach is known as loss control—a set of everyday habits that help minimize risks before they turn into costly problems. Think of it as routine maintenance for your life or business.Read More - Published on: August 2, 2025Education
7 Emerging Business Risks in 2025—and the Insurance to Match
The business risk landscape is evolving rapidly—from cybercrime and climate disruptions to AI liability and employment lawsuits. Small and midsize business owners can no longer treat insurance as a checkbox. This guide breaks down seven of the most pressing risks in 2025, what to ask clients or teams, and what coverage options to consider before trouble hits.Read More