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Josh Acosta
Co-Founder
[email protected]
206-486-8942

Josh, a Tennessee resident with a degree in Communication from Seattle Pacific University, began his insurance career at Allstate, gaining hands-on underwriting experience and advanced training at the company’s national headquarters.   

In 2016, he joined UWIB to lead operations in the Pacific Northwest and later became Co-Founder of UWIB Risk & Insurance Solutions, now headquartered in Franklin, TN. Today, he co-leads the company with Eric Schirding, driving growth and innovation.   

Josh's passion for specialty coffee, developed during his time at Intelligentsia Coffee & Tea in Chicago and Milstead & Co. in Seattle, initially led him to specialize in risk management for the coffee industry—an expertise that has since expanded across multiple sectors. With a strong background in athletics and deep connections in various industries, he brings dynamic leadership and strategic vision to UWIB’s continued success.   

Outside of work, Josh is married and a devoted father of three. He is an avid hunter who enjoys the outdoors and the challenges of the sport. His love for family, adventure, and competition fuels his commitment to building strong relationships, both personally and professionally.  

News & Insights
  • Published on: April 30, 2025
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    Opinion

    The 2030 Insurance Agency: Where Humans and Machines Build Revenue Together

    By 2030, the insurance agency benchmark won’t just measure human output — it will reflect the combined power of people and AI. As automation handles the busywork, the real value of your team will lie in strategic thinking, emotional intelligence, and creative problem-solving.Read More
  • Published on: April 24, 2025
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    Education

    Get Ready: Workers’ Comp Rates Are Likely Going Up Across The Country

    Brace yourselves, business owners: workers’ compensation insurance rates are on the rise nationwide. While California is anticipating an 11% increase this fall, similar trends are emerging across the country.Read More
  • Published on: April 21, 2025
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    Education

    Essential Insurance Coverages for Contractors

    Contractors face a unique set of risks daily, from job site accidents to property damage. Having the right insurance coverage is crucial to protect your business, employees, and clients. Here's a breakdown of essential insurance types every contractor should consider:​Read More
  • Published on: April 9, 2025
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    Education

    What Kind of Insurance Does a Coffee Shop Need?

    Owning a coffee shop is like living out a cozy dream—pouring lattes, greeting regulars, and building a community. But behind the scenes, it’s also a real business with real risks. From hot coffee spills to equipment breakdowns, a small mishap could lead to a big financial headache. That’s where insurance comes in! Whether you're just opening your first café or expanding your coffee empire, here’s a breakdown of essential insurance coverages to keep your coffee business brewing safelyRead More
  • Published on: April 4, 2025
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    Education

    Why Accountants Need Insurance (Even If Their Math Is Always Right)

    As an accountant, your superpower is keeping financial chaos in check. You're the calm in the tax-season storm, the expert clients rely on when numbers just won’t behave. But even the most precise professionals can hit an unexpected snag. That's where accountants' insurance steps in—to make sure one small misstep doesn't turn into a financial disaster.Read More
  • Published on: April 3, 2025
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    Education

    Medical Office Insurance: The Unsung Hero of Your Healthcare Practice

    Running a medical office is like juggling scalpels—it's a delicate balance where one slip can lead to a mess. While your focus is on patient care, it's crucial not to overlook the health of your practice itself. That's where medical office insurance comes into play, acting as the safety net for those unforeseen tumbles.Read More
  • Published on: April 3, 2025
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    Education

    What Is Medical Malpractice Insurance and Why Is It Essential?

    Medical malpractice insurance is a specialized form of professional liability coverage designed to protect healthcare professionals against claims alleging negligence or errors in patient care. Given the complexities and inherent risks in the medical field, this insurance is crucial for safeguarding both practitioners and their patients.​Read More
  • Published on: April 3, 2025
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    Education

    Your Insurance—Simplified: Discover the Power of Our Client Portal

    In today’s fast-paced world, time is everything. Whether you're managing a growing business or simply staying on top of your coverage, accessing your insurance information should be simple, secure, and available on your schedule—not ours. That’s why we created our Client Portal, a streamlined, 24/7 hub designed to put you in control of your insurance needs.Read More